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Monday, June 11, 2012

Union Bank of India Introduces ATM for Differently-Abled


The Union Bank of India is the first bank in India, who has inaugurated an Automated Teller Machine (ATM) in Ahmedabad, Gujarat. This ATM is specifically designed for visually challenged people. The Blind people association (BPA), Ahmedabad was well introduced to the functioning of the machine.

The ATM has headphones attached for the users to hear the steps, required to execute the whole process. For the safety and security of the customer‘s account, its details are not displayed on the screen. This is to ensure the customer that no other person can see their transaction details. This vital step in Ahmedabad, where more than 20,000 citizens suffer from blindness is a benchmark. There are ATM’s specifically for wheelchair-bound persons as well.

Mr. Nagesh Nayak, Professional Services Practice Manager of NCR also appreciates the recommendable step took by the bank. As per him, “It’s an access to self-service technology which ensures the lives of the differently abled more convenient”.

About Union bank of India
Union Bank of India was established on 11th of November 1919 with its headquarters in Mumbai. The bank has been playing a constantly proactive role in the economic growth of India. It has been growing with every passing day in maximum sectors possible. The growth of the bank can be observed in industries, exports, trading, agriculture, infrastructure and the individual segments. The bank also has a large clientele base of over 24 million, which itself is a benchmark.


The bank not only provides comfort for its employees and customers but also takes initiative for the best possible technology i.e. all its branches are computerized. The connectivity among the branches is under core banking solution, which makes it a leader among its peers.

Union Bank of India takes good care of their customers, introduces various debit cards, credit cards as per their requirements.It also provides a platform for its users to discover innovative products, adding speed and convenience to transactions. All their efforts led to achievement of a total business level of Rs.3, 42,856 crore (Rupees Three Lakh Forty two thousand Eight hundred fifty six crore) in the year 2011.

All these achievements are due to none other than the staff who put their hard-core efforts. It has a dedicated team of staff, which is truly cosmopolitan in its composition. Many generations of members of staff have contributed in building up the strong pillars of the bank. The present team of over 29000 members of staff distinguishes itself with its customer focused approach.

Credit Card - Smart Card

Summary- Credit card is the plastic money with endless benefits. It is the smart card which a user must choose in accordance to its requirements. Various banks offer varied smart cards in order to match up with the customers need. In order to get a smart card, a user must submit certain set of documents.

Credit card in today’s era is bliss. It’s always been troublesome to carry hard cash all the time, stand for hours together in a queue to pay your daily expenses. May be, maintaining receipts for the bill deposits, draw a line for your expenses, records for your daily expenses and much more. To get relief from all this pain, and to keep your hard owned money safe; I would suggest the best way by applying for credit card. These smart cards offer a great deal to the users. They not only save time of the user at the time of purchase but also give a sense of security. Card of this kind makes your every purchase easy and simple. The bill and the receipt which a smart card user gets is the assurance of his payment for an article. The cardholder can anytime ask for an exchange or replace of the same by showing the credit card receipt.

These smart cards not only help to draw a limit for the user but also provide additional exceptional benefits to the user. The card user must be wise enough to choose one of the choices. The credit card should be selected after carefully study different factors related to the same like interest rate, fees charge, etc.  

The unlimited merits also includes the anytime payment. A card holder can best utilize the card in any kind of emergencies faced by him / her. Nowadays every shop has a facility to swipe the card, which in turn helps in making a payment of thousands of rupees at one go. It helps to avoid all the pain to go to an ATM and make a transaction of a handsome amount.

Credit card also supports the user by its additional reward points on every purchasing made by him. He can make sure that his smart card is a magic wand and all his worries can be instantly resolved. This smart card is for people who prefer to live a happy life as they can enjoy their today by paying tomorrow.